Interest Rate On Home Loans Today home purchase interest rates conventional loan vs fha loan Pros and Cons: FHA Loans vs. – Moreira Team Mortgage – When comparing the FHA vs. conventional loans, you will find out quickly that you can have a higher debt-to-income ratio available to you with an FHA loan. In some cases that can be as much as 55% with full approval.What Does No Fha Mean What does FHA mean? – Definitions.net – What does FHA mean? Definitions for FHA FHA. federal housing administration, FHA (noun) the federal agency in the Department of Housing and Urban Development that insures residential mortgages. Suggested Resources (0.00 / 0 votes).