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To find zero down payment home loans, you have to look in places that you normally wouldn’t think offer loans with no money down. For example, when most Americans think of the United States Department of Agriculture (USDA), they think of farming.
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HomeReady home loans were designed to help multi-generational households get approved for mortgage financing. For example, when you put more money down on a home, the amount you need to mortgage is less, which reduces your monthly mortgage payment.
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